Zhibao Technology (NASDAQ:ZBAO) vs. Goosehead Insurance (NASDAQ:GSHD) Financial Review

Zhibao Technology (NASDAQ:ZBAO) and Goosehead Insurance (NASDAQ:GSHD) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their dividends, risk, analyst recommendations, profitability, institutional ownership, earnings and valuation.

Analyst Recommendations

This is a summary of recent ratings and price targets for Zhibao Technology and Goosehead Insurance, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Zhibao Technology	0	0	0	0	0.00
Goosehead Insurance	1	4	5	0	2.40

Goosehead Insurance has a consensus price target of $105.10, indicating a potential downside of 12.80%. Given Goosehead Insurance’s stronger consensus rating and higher possible upside, analysts plainly believe Goosehead Insurance is more favorable than Zhibao Technology.

Earnings & Valuation

This table compares Zhibao Technology and Goosehead Insurance”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Zhibao Technology	$183.67 million	0.23	N/A	N/A	N/A
Goosehead Insurance	$314.51 million	14.22	$14.14 million	$1.15	104.81

Goosehead Insurance has higher revenue and earnings than Zhibao Technology.

Profitability

This table compares Zhibao Technology and Goosehead Insurance’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Zhibao Technology	N/A	N/A	N/A
Goosehead Insurance	6.77%	284.41%	5.53%

Summary

Goosehead Insurance beats Zhibao Technology on 8 of the 8 factors compared between the two stocks.

About Zhibao Technology

Zhibao Technology Inc., through its subsidiaries, provides digital insurance brokerage services in China. It also offers managing general underwriter services; and offline insurance brokerage consulting services. The company was founded in 2015 and is based in Shanghai, China.

About Goosehead Insurance

Goosehead Insurance, Inc. operates as a holding company for Goosehead Financial, LLC that engages in the provision of personal lines insurance agency services in the United States. The company offers homeowner’s, automotive, dwelling property, flood, wind, earthquake, excess liability or umbrella, motorcycle, recreational vehicle, general liability, property, and life insurance products and services. As of December 31, 2023, it operated 1,415 franchise locations. The company was founded in 2003 and is headquartered in Westlake, Texas.