Zacks Research Issues Negative Estimate for NMI Earnings

NMI Holdings, Inc. (NASDAQ:NMIH) – Zacks Research reduced their Q1 2025 EPS estimates for shares of NMI in a research note issued on Thursday, March 20th. Zacks Research analyst R. Department now expects that the financial services provider will earn $1.09 per share for the quarter, down from their prior estimate of $1.10. The consensus estimate for NMI’s current full-year earnings is $4.62 per share. Zacks Research also issued estimates for NMI’s Q4 2025 earnings at $1.15 EPS, FY2025 earnings at $4.54 EPS, Q1 2026 earnings at $1.22 EPS, Q4 2026 earnings at $1.24 EPS, FY2026 earnings at $4.96 EPS and FY2027 earnings at $5.22 EPS.

NMI (NASDAQ:NMIH) last announced its earnings results on Wednesday, February 12th. The financial services provider reported $1.07 earnings per share (EPS) for the quarter, missing analysts’ consensus estimates of $1.14 by ($0.07). NMI had a return on equity of 17.33% and a net margin of 55.32%.

Several other equities analysts have also recently weighed in on NMIH. UBS Group lowered their price objective on shares of NMI from $42.00 to $41.00 and set a “neutral” rating on the stock in a research report on Wednesday, February 19th. JPMorgan Chase & Co. dropped their price target on NMI from $46.00 to $41.00 and set an “overweight” rating on the stock in a research report on Monday, December 9th. Barclays lowered NMI from an “overweight” rating to an “equal weight” rating and decreased their price objective for the stock from $48.00 to $41.00 in a research report on Monday, January 6th. Finally, Keefe, Bruyette & Woods upgraded NMI from a “market perform” rating to an “outperform” rating and set a $43.00 target price on the stock in a report on Monday, February 24th. Three equities research analysts have rated the stock with a hold rating and five have assigned a buy rating to the stock. According to MarketBeat.com, NMI currently has a consensus rating of “Moderate Buy” and an average target price of $42.29.

NMI Stock Down 0.2 %

NMIH stock opened at $36.08 on Monday. The company has a debt-to-equity ratio of 0.19, a current ratio of 0.60 and a quick ratio of 0.83. The firm has a market capitalization of $2.83 billion, a P/E ratio of 8.14, a P/E/G ratio of 1.41 and a beta of 1.02. NMI has a 52-week low of $29.05 and a 52-week high of $42.49. The company’s 50 day simple moving average is $36.47 and its 200-day simple moving average is $38.02.

Insider Buying and Selling at NMI

In other NMI news, EVP Mohammad Nawaz Yousaf sold 1,083 shares of NMI stock in a transaction that occurred on Friday, February 21st. The shares were sold at an average price of $35.44, for a total value of $38,381.52. Following the completion of the sale, the executive vice president now directly owns 49,218 shares in the company, valued at $1,744,285.92. The trade was a 2.15 % decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is available through the SEC website. Also, EVP Norman Peter Fitzgerald sold 20,000 shares of the business’s stock in a transaction that occurred on Monday, February 24th. The stock was sold at an average price of $35.88, for a total transaction of $717,600.00. Following the completion of the sale, the executive vice president now directly owns 37,470 shares of the company’s stock, valued at $1,344,423.60. This represents a 34.80 % decrease in their ownership of the stock. The disclosure for this sale can be found here. Corporate insiders own 2.70% of the company’s stock.

Hedge Funds Weigh In On NMI

Several hedge funds have recently bought and sold shares of NMIH. Connor Clark & Lunn Investment Management Ltd. boosted its stake in shares of NMI by 28.2% during the 3rd quarter. Connor Clark & Lunn Investment Management Ltd. now owns 53,897 shares of the financial services provider’s stock worth $2,220,000 after acquiring an additional 11,860 shares in the last quarter. Intech Investment Management LLC lifted its holdings in NMI by 50.8% in the 3rd quarter. Intech Investment Management LLC now owns 35,011 shares of the financial services provider’s stock worth $1,442,000 after purchasing an additional 11,798 shares during the last quarter. Charles Schwab Investment Management Inc. boosted its position in NMI by 2.2% during the third quarter. Charles Schwab Investment Management Inc. now owns 1,064,081 shares of the financial services provider’s stock worth $43,829,000 after purchasing an additional 22,756 shares during the period. Citigroup Inc. grew its holdings in NMI by 95.4% during the third quarter. Citigroup Inc. now owns 129,180 shares of the financial services provider’s stock valued at $5,321,000 after purchasing an additional 63,058 shares during the last quarter. Finally, Cerity Partners LLC grew its holdings in NMI by 11.1% during the third quarter. Cerity Partners LLC now owns 17,828 shares of the financial services provider’s stock valued at $734,000 after purchasing an additional 1,786 shares during the last quarter. 94.12% of the stock is owned by institutional investors and hedge funds.

About NMI

NMI Holdings, Inc provides private mortgage guaranty insurance services in the United States. The company offers mortgage insurance services, such as primary and pool insurance; and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-sourced lenders, and other non-bank lenders.