nCino (NASDAQ:NCNO) Updates Q4 2025 Earnings Guidance

nCino (NASDAQ:NCNO) issued an update on its fourth quarter 2025 earnings guidance on Monday morning. The company provided earnings per share guidance of 0.180-0.190 for the period, compared to the consensus earnings per share estimate of 0.180. The company issued revenue guidance of $139.5 million-$141.5 million, compared to the consensus revenue estimate of $140.8 million. nCino also updated its FY 2025 guidance to 0.720-0.730 EPS.

nCino Stock Up 0.8 %

Shares of NASDAQ NCNO traded up $0.26 during mid-day trading on Wednesday, reaching $33.02. 418,049 shares of the company traded hands, compared to its average volume of 953,455. The company has a debt-to-equity ratio of 0.20, a quick ratio of 1.95 and a current ratio of 1.95. The stock has a market cap of $3.82 billion, a PE ratio of -194.06, a price-to-earnings-growth ratio of 13.00 and a beta of 0.65. The company’s fifty day moving average is $35.21 and its two-hundred day moving average is $34.56. nCino has a fifty-two week low of $28.09 and a fifty-two week high of $43.20.

Wall Street Analysts Forecast Growth

A number of analysts have commented on the company. Truist Financial reiterated a “buy” rating and issued a $44.00 price objective (up previously from $37.00) on shares of nCino in a research report on Monday, October 21st. Barclays raised nCino from an “equal weight” rating to an “overweight” rating and set a $44.00 price objective for the company in a research note on Monday, January 6th. Scotiabank lifted their target price on nCino from $36.00 to $46.00 and gave the company a “sector outperform” rating in a research report on Wednesday, December 4th. UBS Group assumed coverage on nCino in a research report on Monday, December 16th. They issued a “buy” rating and a $44.00 target price on the stock. Finally, Keefe, Bruyette & Woods upped their target price on nCino from $41.00 to $49.00 and gave the stock an “outperform” rating in a research note on Monday, December 2nd. Four investment analysts have rated the stock with a hold rating and eleven have given a buy rating to the stock. Based on data from MarketBeat, the company has an average rating of “Moderate Buy” and an average price target of $42.50.

Insider Activity at nCino

In other news, Director Jeff Horing sold 450,000 shares of the firm’s stock in a transaction that occurred on Monday, December 9th. The shares were sold at an average price of $37.27, for a total transaction of $16,771,500.00. Following the completion of the sale, the director now owns 12,063,467 shares in the company, valued at $449,605,415.09. This trade represents a 3.60 % decrease in their position. The sale was disclosed in a document filed with the SEC, which is available at this hyperlink. In the last quarter, insiders have sold 6,238,084 shares of company stock valued at $224,795,630. 28.40% of the stock is owned by corporate insiders.

nCino Company Profile

nCino, Inc, a software-as-a-service company, provides cloud-based software applications to financial institutions in the United States and internationally. Its nCino Bank Operating System connects financial institution employees, clients and third parties on a single cloud-based platform which include client onboarding, deposit account opening, loan origination, end-to-end mortgage suite, and powerful ecosystem.