Reviewing International Card Establishment (OTCMKTS:ICRD) & Xperi (NASDAQ:XPER)

International Card Establishment (OTCMKTS:ICRD) and Xperi (NASDAQ:XPER) are both business services companies, but which is the better stock? We will contrast the two businesses based on the strength of their earnings, valuation, risk, dividends, institutional ownership, profitability and analyst recommendations.

Valuation and Earnings

This table compares International Card Establishment and Xperi”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
International Card Establishment	N/A	N/A	N/A	N/A	N/A
Xperi	$506.06 million	0.76	-$136.61 million	($2.72)	-3.15

International Card Establishment has higher earnings, but lower revenue than Xperi.

Analyst Ratings

This is a breakdown of current recommendations and price targets for International Card Establishment and Xperi, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
International Card Establishment	0	0	0	0	N/A
Xperi	0	0	2	1	3.33

Xperi has a consensus target price of $19.00, suggesting a potential upside of 121.70%.

Profitability

This table compares International Card Establishment and Xperi’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
International Card Establishment	N/A	N/A	N/A
Xperi	-21.67%	-10.15%	-5.99%

Institutional and Insider Ownership

94.3% of Xperi shares are held by institutional investors. 1.7% of Xperi shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Summary

Xperi beats International Card Establishment on 5 of the 8 factors compared between the two stocks.

About International Card Establishment

International Card Establishment, Inc. provides merchant services in the United States. It offers payment processing services for brick and mortar merchants; proprietary gift and loyalty program; gift cards with customized artwork; various merchant terminals and accessories; leasing program; customer support; and agent program. The company is headquartered in Camarillo, California.

About Xperi

Xperi Inc. operates as a consumer and entertainment technology company worldwide. It offers Pay-TV solutions, including UX solutions that allows service providers to customize elements of the interactive program guide for their customers and to upgrade the programming features and services; IPTV, a cloud-based solution that supports various services and applications, such as TV programming, broadband OTT video content, digital music, photos, and other media experiences; managed IPTV service; video metadata and services; managed IPTV Service, a customizable, cloud-enabled, and end-to-end streaming video solution that enables operators to quickly launch a branded, fully compliant, full-featured Pay-TV service; metadata libraries comprising television, sports, movies, digital-first, celebrities, books, and video games; personalized content discovery, natural language voice, and insights; and TiVo DVR subscriptions, as well as technical support service. It also provides consumer electronics solutions, such as home and mobile audio solutions, and silicon and software solutions for edge inference; connected car solutions, including HD Radio and DTS AutoStage; and Media Platform that provides Vewd middleware solutions, TiVo OS, TiVo Stream 4K, connected TVs, and connected cars that leverage the TiVo OS, as well as advertising solutions. The company was incorporated in 2019 and is headquartered in San Jose, California.