Fidelity Federal Bancorp (OTCMKTS:FDLB) vs. Home Federal Bancorp, Inc. of Louisiana (NASDAQ:HFBL) Critical Survey

Fidelity Federal Bancorp (OTCMKTS:FDLB) and Home Federal Bancorp, Inc. of Louisiana (NASDAQ:HFBL) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their earnings, risk, valuation, profitability, institutional ownership, dividends and analyst recommendations.

Valuation and Earnings

This table compares Fidelity Federal Bancorp and Home Federal Bancorp, Inc. of Louisiana’s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Fidelity Federal Bancorp	N/A	N/A	N/A	N/A	N/A
Home Federal Bancorp, Inc. of Louisiana	$20.38 million	1.94	$3.59 million	$1.36	9.23

Home Federal Bancorp, Inc. of Louisiana has higher revenue and earnings than Fidelity Federal Bancorp.

Risk & Volatility

Fidelity Federal Bancorp has a beta of 0.05, meaning that its stock price is 95% less volatile than the S&P 500. Comparatively, Home Federal Bancorp, Inc. of Louisiana has a beta of 0.51, meaning that its stock price is 49% less volatile than the S&P 500.

Dividends

Fidelity Federal Bancorp pays an annual dividend of $0.01 per share and has a dividend yield of 0.0%. Home Federal Bancorp, Inc. of Louisiana pays an annual dividend of $0.52 per share and has a dividend yield of 4.1%. Home Federal Bancorp, Inc. of Louisiana pays out 38.2% of its earnings in the form of a dividend. Home Federal Bancorp, Inc. of Louisiana has raised its dividend for 11 consecutive years. Home Federal Bancorp, Inc. of Louisiana is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Analyst Ratings

This is a summary of recent ratings and recommmendations for Fidelity Federal Bancorp and Home Federal Bancorp, Inc. of Louisiana, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Fidelity Federal Bancorp	0	0	0	0	N/A
Home Federal Bancorp, Inc. of Louisiana	0	0	0	0	N/A

Institutional and Insider Ownership

21.1% of Home Federal Bancorp, Inc. of Louisiana shares are owned by institutional investors. 72.2% of Fidelity Federal Bancorp shares are owned by company insiders. Comparatively, 24.8% of Home Federal Bancorp, Inc. of Louisiana shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Profitability

This table compares Fidelity Federal Bancorp and Home Federal Bancorp, Inc. of Louisiana’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Fidelity Federal Bancorp	N/A	N/A	N/A
Home Federal Bancorp, Inc. of Louisiana	10.74%	6.93%	0.55%

Summary

Home Federal Bancorp, Inc. of Louisiana beats Fidelity Federal Bancorp on 8 of the 10 factors compared between the two stocks.

About Fidelity Federal Bancorp

Fidelity Federal Bancorp operates as a bank holding company for United Fidelity Bank, Fsb, offers personal and business banking services. The company offers checking accounts, savings accounts, retirement accounts, health savings, personal line of credit, and commercial lending services. It also provides credit and debit cards; safe deposit boxes; and online and telephone banking services. Fidelity Federal Bancorp is based in Evansville, Indiana. Fidelity Federal Bancorp operates as a subsidiary of Pedcor Financial Bancorp.

About Home Federal Bancorp, Inc. of Louisiana

Home Federal Bancorp, Inc. of Louisiana operates as the holding company for Home Federal Bank that provides various financial services to individuals, corporate entities, and other organizations. The company accepts various deposits, such as passbook savings, certificates of deposit, and demand deposit accounts. Its loan products include one-to-four family residential real estate loans; commercial real estate secured loans; multi-family residential loans; commercial business loans; land loans; construction loans; home equity and second mortgage loans; lines of credit; and consumer non-real estate loans, including loans secured by deposit accounts, automobile loans, overdrafts, and other unsecured loans. The company operates through branches in Shreveport, Bossier City, Minden, and Benton, Louisiana. The company was founded in 1924 and is based in Shreveport, Louisiana.