Bank of Queensland (OTCMKTS:BKQNF – Get Free Report) and Heritage Financial (NASDAQ:HFWA – Get Free Report) are both financial services companies, but which is the better business? We will contrast the two companies based on the strength of their dividends, valuation, analyst recommendations, institutional ownership, risk, profitability and earnings.
Profitability
This table compares Bank of Queensland and Heritage Financial’s net margins, return on equity and return on assets.
Net Margins | Return on Equity | Return on Assets | |
Bank of Queensland | N/A | N/A | N/A |
Heritage Financial | 14.59% | 7.95% | 0.94% |
Earnings & Valuation
This table compares Bank of Queensland and Heritage Financial’s top-line revenue, earnings per share and valuation.
Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
Bank of Queensland | N/A | N/A | N/A | N/A | N/A |
Heritage Financial | $217.60 million | 3.47 | $61.76 million | $1.33 | 16.38 |
Analyst Ratings
This is a summary of current ratings for Bank of Queensland and Heritage Financial, as reported by MarketBeat.com.
Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
Bank of Queensland | 0 | 0 | 0 | 0 | N/A |
Heritage Financial | 0 | 2 | 2 | 0 | 2.50 |
Heritage Financial has a consensus price target of $23.50, indicating a potential upside of 7.90%. Given Heritage Financial’s higher possible upside, analysts plainly believe Heritage Financial is more favorable than Bank of Queensland.
Institutional & Insider Ownership
17.4% of Bank of Queensland shares are owned by institutional investors. Comparatively, 78.3% of Heritage Financial shares are owned by institutional investors. 1.8% of Heritage Financial shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.
Summary
Heritage Financial beats Bank of Queensland on 8 of the 8 factors compared between the two stocks.
About Bank of Queensland
Bank of Queensland Limited, together with its subsidiaries, provides various financial services in Australia and New Zealand. The company operates in Retail Banking, BOQ Business, and Other segments. It offers personal banking services comprises savings and term deposits, and transactional accounts; debit and credit cards; home, personal, and car loans; and travel, home and content, landlord, and car insurance, as well as investment services comprising online share trading services, and self-managed superannuation funds. The company's business banking services include transaction accounts, and savings and investment accounts; loans and finance products, such as business loans, equipment and vehicle finance, and dealer finance; merchant and payment products; and financial market and international services. It also offers Internet and mobile banking services. The company was founded in 1874 and is headquartered in Newstead, Australia.
About Heritage Financial
Heritage Financial Corporation operates as the bank holding company for Heritage Bank that provides various financial services to small and medium sized businesses and individuals in the United States. It accepts various deposit products, such as noninterest demand deposits, interest bearing demand deposits, money market accounts, savings accounts, personal checking accounts, and certificates of deposit. The company’s loan portfolio includes commercial and industrial loans, owner-occupied and non-owner occupied commercial real estate loans, one-to-four family residential loans, real estate construction and land development loans, consumer loans, commercial business loans, lines of credit, term equipment financing, and term real estate loans, as well as commercial business loans to a range of businesses in industries that include real estate and rental and leasing, healthcare, accommodation and food services, retail trade, and construction. It also originates loans that are guaranteed by the U.S. Small Business Administration; and provides objective advice from trusted advisers. The company was formerly known as Heritage Financial Corporation, M.H.C. and changed its name to Heritage Financial Corporation in 1998. Heritage Financial Corporation was founded in 1927 and is headquartered in Olympia, Washington.
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