Head to Head Survey: Sentage (NASDAQ:SNTG) and Qudian (NYSE:QD)

Sentage (NASDAQ:SNTG) and Qudian (NYSE:QD) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their dividends, valuation, earnings, institutional ownership, risk, analyst recommendations and profitability.

Analyst Ratings

This is a breakdown of recent ratings and target prices for Sentage and Qudian, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Sentage	0	0	0	0	N/A
Qudian	0	0	0	0	N/A

Institutional & Insider Ownership

0.1% of Sentage shares are held by institutional investors. Comparatively, 8.1% of Qudian shares are held by institutional investors. 62.4% of Sentage shares are held by company insiders. Comparatively, 25.7% of Qudian shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Profitability

This table compares Sentage and Qudian’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Sentage	N/A	N/A	N/A
Qudian	-278.52%	-3.78%	-3.56%

Valuation & Earnings

This table compares Sentage and Qudian’s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Sentage	$146,554.00	38.90	-$1.90 million	N/A	N/A
Qudian	$17.79 million	20.30	$5.51 million	($0.30)	-6.00

Qudian has higher revenue and earnings than Sentage.

Volatility & Risk

Sentage has a beta of 2.64, meaning that its share price is 164% more volatile than the S&P 500. Comparatively, Qudian has a beta of 0.63, meaning that its share price is 37% less volatile than the S&P 500.

Summary

Sentage beats Qudian on 6 of the 9 factors compared between the two stocks.

About Sentage

Sentage Holdings Inc. provides a range of financial services. The company offers consumer loan repayment and collection management, loan recommendation, and prepaid payment network services in China. It also provides consultancy and information technology support services. Sentage Holdings Inc. was incorporated in 2019 and is headquartered in Shanghai, the People's Republic of China.

About Qudian

Qudian Inc. operates as a consumer-oriented technology company in the People's Republic of China. The company engages in the operation of online platforms to provide small consumer credit products. It also provides technology development and services; research and development services; and delivery services. The company was founded in 2014 and is headquartered in Xiamen, the People's Republic of China.