Contrasting Roadzen (NASDAQ:RDZN) and QDM International (OTCMKTS:QDMI)

Roadzen (NASDAQ:RDZN) and QDM International (OTCMKTS:QDMI) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their valuation, risk, analyst recommendations, earnings, dividends, profitability and institutional ownership.

Earnings and Valuation

This table compares Roadzen and QDM International’s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Roadzen	$46.72 million	2.05	-$99.67 million	N/A	N/A
QDM International	$6.37 million	47.60	$1.57 million	$0.13	8.00

QDM International has lower revenue, but higher earnings than Roadzen.

Profitability

This table compares Roadzen and QDM International’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Roadzen	N/A	N/A	N/A
QDM International	25.82%	62.31%	31.23%

Risk and Volatility

Roadzen has a beta of 0.61, meaning that its stock price is 39% less volatile than the S&P 500. Comparatively, QDM International has a beta of 6.63, meaning that its stock price is 563% more volatile than the S&P 500.

Insider & Institutional Ownership

24.7% of Roadzen shares are owned by institutional investors. 58.9% of QDM International shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Analyst Recommendations

This is a breakdown of recent ratings for Roadzen and QDM International, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Roadzen	0	0	1	0	3.00
QDM International	0	0	0	0	N/A

Roadzen currently has a consensus price target of $10.00, indicating a potential upside of 614.29%. Given Roadzen’s higher possible upside, research analysts clearly believe Roadzen is more favorable than QDM International.

Summary

QDM International beats Roadzen on 7 of the 11 factors compared between the two stocks.

About Roadzen

Roadzen, Inc., an insurtech company, provides various insurance products in the United States and internationally. It offers insurance as a service platform, including Via, which enables fleets, carmakers, and insurers to inspect a vehicle using computer vision; Global Distribution Network that enables the configuration, customer quote, payment, and administration of any insurance policy with any insurance carrier as the underwriter; xClaim, which enables digital, touchless, and real-time resolution of claims; StrandD, a digital, real-time dispatch, and tracking for roadside assistance and first notice of loss during accident claims; Good Driving that enables insurers and fleets to recognize drivers, train drivers, and build usage based insurance programs; and Drivebuddy AI, which provides driver-assistance capabilities. The company also provides insurance distribution platform that enables product creation and underwriting, re-insurer backing, and API exchange; and distribution, pre-inspection assistance, telematics, and roadside assistance. In addition, it offers insurance broker services. Roadzen, Inc. was founded in 2015 and is based in Burlingame, California.

About QDM International

QDM International Inc. operates as an insurance brokerage company primarily in Hong Kong. The company offers life and medical insurance, such as individual life insurance; and general insurance, including automobile, commercial property, and liability and homeowner insurance. It also operates as a mandatory provident fund intermediary; and provides assistance on account opening and related services under mandatory provident fund and occupational retirement schemes ordinance schemes. The company is based in Tsim Sha Tsui, Hong Kong.