AA (OTCMKTS:AATDF) versus The Baldwin Insurance Group (NASDAQ:BWIN) Head to Head Comparison

AA (OTCMKTS:AATDF) and The Baldwin Insurance Group (NASDAQ:BWIN) are both finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their institutional ownership, dividends, analyst recommendations, profitability, risk, earnings and valuation.

Valuation and Earnings

This table compares AA and The Baldwin Insurance Group’s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
AA	N/A	N/A	N/A	N/A	N/A
The Baldwin Insurance Group	$1.30 billion	3.69	-$90.14 million	($0.92)	-44.47

AA has higher earnings, but lower revenue than The Baldwin Insurance Group.

Insider & Institutional Ownership

70.4% of The Baldwin Insurance Group shares are owned by institutional investors. 20.1% of The Baldwin Insurance Group shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Analyst Recommendations

This is a summary of recent ratings for AA and The Baldwin Insurance Group, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
AA	0	0	0	0	N/A
The Baldwin Insurance Group	0	1	3	1	3.00

The Baldwin Insurance Group has a consensus target price of $43.60, suggesting a potential upside of 6.58%. Given The Baldwin Insurance Group’s higher possible upside, analysts clearly believe The Baldwin Insurance Group is more favorable than AA.

Profitability

This table compares AA and The Baldwin Insurance Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
AA	N/A	N/A	N/A
The Baldwin Insurance Group	-4.29%	9.21%	2.82%

Summary

The Baldwin Insurance Group beats AA on 8 of the 9 factors compared between the two stocks.

About AA

AA plc provides roadside assistance, insurance, and driving services in the United Kingdom. It operates through two segments, Roadside and Insurance. The company offers breakdowns cover for cars, motorcycles, caravans, vans, and towing; car, motorbike, van, and caravan insurance; and loans, savings, mortgage, travel currency card, insurance, and credit card products. It also provides home, content, building, pet, and holiday home insurance products; and travel services. In addition, the company offers driving advisory services, such as child safety, fuel and environment, legal advisory, service and repair, safety, security, and driving cost and other services; car and MOT services; and financial services, such as personal loans, car loans, home improvement loans, debt consolidation loans, wedding loans, loan management, savings, credit cards, and online security services, as well as reinsurance services. It serves fleet and leasing companies. The company was founded in 1905 and is headquartered in Basingstoke, the United Kingdom.

About The Baldwin Insurance Group

The Baldwin Insurance Group, Inc. operates as an independent insurance distribution firm that delivers insurance and risk management solutions in the United States. It operates through three segments: Insurance Advisory Solutions; Underwriting, Capacity & Technology Solutions; and Mainstreet Insurance Solutions. The Insurance Advisory Solutions segment provides commercial risk management, employee benefits, and private risk management solutions for businesses and high-net-worth individuals, as well as their families. The Underwriting, Capacity & Technology Solutions segment offers Future platform, that manufactures technology-enabled insurance products suite comprises personal, commercial, and specialty lines; specialty wholesale broker business that delivers professionals, individuals, and niche industry businesses; and reinsurance brokerage services. The Mainstreet Insurance Solutions segment provides personal insurance, commercial insurance, and life and health solutions to individuals and businesses in communities. The company was formerly known as BRP Group, Inc. and changed its name to The Baldwin Insurance Group, Inc. in May 2024. The Baldwin Insurance Group, Inc. was founded in 2011 and is headquartered in Tampa, Florida.