CNFinance (NYSE:CNF) and Binah Capital Group (NASDAQ:BCG) Critical Survey

Binah Capital Group (NASDAQ:BCG) and CNFinance (NYSE:CNF) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their valuation, earnings, analyst recommendations, institutional ownership, dividends, profitability and risk.

Profitability

This table compares Binah Capital Group and CNFinance’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Binah Capital Group	N/A	-13.14%	-6.71%
CNFinance	9.40%	4.04%	1.09%

Risk & Volatility

Binah Capital Group has a beta of 0.45, meaning that its share price is 55% less volatile than the S&P 500. Comparatively, CNFinance has a beta of 0.01, meaning that its share price is 99% less volatile than the S&P 500.

Institutional and Insider Ownership

5.0% of Binah Capital Group shares are owned by institutional investors. 83.0% of Binah Capital Group shares are owned by company insiders. Comparatively, 25.8% of CNFinance shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Analyst Recommendations

This is a breakdown of current ratings and recommmendations for Binah Capital Group and CNFinance, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Binah Capital Group	0	0	0	0	N/A
CNFinance	0	0	0	0	N/A

Earnings and Valuation

This table compares Binah Capital Group and CNFinance’s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Binah Capital Group	$167.96 million	0.37	$570,000.00	N/A	N/A
CNFinance	$246.31 million	0.30	$23.26 million	$0.31	3.52

CNFinance has higher revenue and earnings than Binah Capital Group.

Summary

CNFinance beats Binah Capital Group on 5 of the 9 factors compared between the two stocks.

About Binah Capital Group

Binah Capital Group, Inc., together with its subsidiaries, operates in the wealth management industry. The company provides access to stock, bond, exchange-traded fund, and options execution services; and research, compliance, supervision, and accounting and related services for financial advisors. It also offers mutual funds and insurance products, as well as alternative investments, such as non-traded real estate investment trusts, unit trusts, and fixed and variable annuities. The company was founded in 2016 and is headquartered in Albany, New York. Binah Capital Group, Inc. operates as a subsidiary of MHC Securities, LLC.

About CNFinance

CNFinance Holdings Limited, through its subsidiaries, provides home equity loan services in the People's Republic of China. It offers micro credit loan services for micro and small-enterprise owners; and loan lending agency services for financial institutions. The company provides bridge loan products, which are unsecured short-term loans to pay off borrowers' existing loans secured by real property. It operates approximately 87 branches and sub-branches in China. The company was founded in 1999 and is headquartered in Guangzhou, the People's Republic of China.