Full Truck Alliance (NYSE:YMM) & Tenet Fintech Group (OTCMKTS:PKKFF) Critical Analysis

Tenet Fintech Group (OTCMKTS:PKKFF) and Full Truck Alliance (NYSE:YMM) are both business services companies, but which is the superior stock? We will compare the two companies based on the strength of their dividends, risk, institutional ownership, earnings, analyst recommendations, valuation and profitability.

Earnings and Valuation

This table compares Tenet Fintech Group and Full Truck Alliance’s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Tenet Fintech Group	$31.17 million	0.21	-$56.92 million	($0.48)	-0.09
Full Truck Alliance	$9.00 billion	0.93	$311.68 million	$0.32	23.75

Full Truck Alliance has higher revenue and earnings than Tenet Fintech Group. Tenet Fintech Group is trading at a lower price-to-earnings ratio than Full Truck Alliance, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares Tenet Fintech Group and Full Truck Alliance’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Tenet Fintech Group	-224.05%	-58.95%	-39.98%
Full Truck Alliance	26.48%	7.23%	6.52%

Analyst Ratings

This is a summary of recent ratings and recommmendations for Tenet Fintech Group and Full Truck Alliance, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Tenet Fintech Group	0	0	0	0	N/A
Full Truck Alliance	0	1	1	1	3.00

Full Truck Alliance has a consensus price target of $9.50, indicating a potential upside of 25.00%. Given Full Truck Alliance’s higher possible upside, analysts plainly believe Full Truck Alliance is more favorable than Tenet Fintech Group.

Insider & Institutional Ownership

0.3% of Tenet Fintech Group shares are held by institutional investors. Comparatively, 39.0% of Full Truck Alliance shares are held by institutional investors. 16.5% of Full Truck Alliance shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Volatility & Risk

Tenet Fintech Group has a beta of 1.34, suggesting that its share price is 34% more volatile than the S&P 500. Comparatively, Full Truck Alliance has a beta of 0.21, suggesting that its share price is 79% less volatile than the S&P 500.

Summary

Full Truck Alliance beats Tenet Fintech Group on 13 of the 14 factors compared between the two stocks.

About Tenet Fintech Group

Tenet Fintech Group Inc., through its subsidiaries, provides various analytics and AI-based services to small-and-medium businesses and financial institutions. It offers Business Hub, a global ecosystem where analytics and AI are used to create opportunities and facilitate B2B transactions among its members. The company was formerly known as Peak Fintech Group Inc. and changed its name to Tenet Fintech Group Inc. in November 2021. Tenet Fintech Group Inc. was incorporated in 2008 and is headquartered in Toronto, Canada.

About Full Truck Alliance

Full Truck Alliance Co. Ltd., together with its subsidiaries, operates a digital freight platform that connects shippers with truckers to facilitate shipments across distance ranges, cargo weights, and types in the People's Republic of China. The company offers freight matching services, such as freight listing and brokerage services; and online transaction services, as well as various value-added services, such as credit solutions, insurance brokerage, software solutions, electronic toll collection, and energy services. It also provides technology development and other services. The company was founded in 2011 and is based in Guiyang, China.