Analyzing The OLB Group (NASDAQ:OLB) and Flywire (NASDAQ:FLYW)

Flywire (NASDAQ:FLYW) and The OLB Group (NASDAQ:OLB) are both business services companies, but which is the better investment? We will compare the two businesses based on the strength of their earnings, analyst recommendations, dividends, valuation, institutional ownership, profitability and risk.

Profitability

This table compares Flywire and The OLB Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Flywire	-2.63%	-1.56%	-1.20%
The OLB Group	-83.56%	-107.48%	-82.49%

Valuation and Earnings

This table compares Flywire and The OLB Group’s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Flywire	$403.09 million	5.35	-$8.57 million	($0.11)	-157.89
The OLB Group	$30.57 million	0.17	-$23.18 million	($4.84)	-0.58

Flywire has higher revenue and earnings than The OLB Group. Flywire is trading at a lower price-to-earnings ratio than The OLB Group, indicating that it is currently the more affordable of the two stocks.

Risk & Volatility

Flywire has a beta of 0.98, meaning that its stock price is 2% less volatile than the S&P 500. Comparatively, The OLB Group has a beta of 2.35, meaning that its stock price is 135% more volatile than the S&P 500.

Institutional & Insider Ownership

95.9% of Flywire shares are owned by institutional investors. Comparatively, 3.8% of The OLB Group shares are owned by institutional investors. 3.9% of Flywire shares are owned by insiders. Comparatively, 36.1% of The OLB Group shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Analyst Recommendations

This is a summary of current ratings and recommmendations for Flywire and The OLB Group, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Flywire	0	3	12	1	2.88
The OLB Group	0	0	0	0	N/A

Flywire presently has a consensus price target of $29.86, suggesting a potential upside of 71.89%. Given Flywire’s higher possible upside, equities research analysts plainly believe Flywire is more favorable than The OLB Group.

Summary

Flywire beats The OLB Group on 11 of the 14 factors compared between the two stocks.

About Flywire

Flywire Corporation, together with its subsidiaries, operates as a payments enablement and software company in the United States and internationally. Its payment platform and network, and vertical-specific software help clients to get paid and help their customers to pay. The company's platform facilitates payment flows across multiple currencies, payment types, and payment options, as well as provides direct connections to alternative payment methods, such as Alipay, Boleto, PayPal/Venmo, and Trustly. It serves education, healthcare, travel, and business to business organizations. The company was formerly known as peerTransfer Corporation and changed its name to Flywire Corporation in December 2016. Flywire Corporation was incorporated in 2009 and is headquartered in Boston, Massachusetts.

About The OLB Group

The OLB Group, Inc. is a diversified fintech e-commerce merchant services provider and Bitcoin crypto mining enterprise. The Company’s eCommerce platform delivers e-commerce services for a digital commerce solution to over 10,500 merchants in all 50 states. The Company’s wholly owned subsidiary, DMINT, Inc, is engaged in the mining of Bitcoin utilizing low carbon natural gas with over 1,000 application-specific integrated circuit (ASIC)-based S19j Pro 96T mining computers. www.olb.com and www.olb.com/investors-data.