Critical Survey: Chykingyoung Investment Development (OTCMKTS:CHYI) vs. Flywire (NASDAQ:FLYW)

Flywire (NASDAQ:FLYW) and Chykingyoung Investment Development (OTCMKTS:CHYI) are both business services companies, but which is the better business? We will compare the two companies based on the strength of their valuation, dividends, institutional ownership, analyst recommendations, risk, earnings and profitability.

Analyst Recommendations

This is a summary of recent ratings and price targets for Flywire and Chykingyoung Investment Development, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Flywire	0	3	12	1	2.88
Chykingyoung Investment Development	0	0	0	0	N/A

Flywire presently has a consensus price target of $29.86, indicating a potential upside of 75.84%. Given Flywire’s higher probable upside, equities research analysts plainly believe Flywire is more favorable than Chykingyoung Investment Development.

Profitability

This table compares Flywire and Chykingyoung Investment Development’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Flywire	-2.63%	-1.56%	-1.20%
Chykingyoung Investment Development	N/A	N/A	N/A

Insider & Institutional Ownership

95.9% of Flywire shares are held by institutional investors. 3.9% of Flywire shares are held by insiders. Comparatively, 34.5% of Chykingyoung Investment Development shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Earnings & Valuation

This table compares Flywire and Chykingyoung Investment Development’s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Flywire	$403.09 million	5.23	-$8.57 million	($0.11)	-154.35
Chykingyoung Investment Development	N/A	N/A	N/A	N/A	N/A

Chykingyoung Investment Development has lower revenue, but higher earnings than Flywire.

Volatility & Risk

Flywire has a beta of 0.98, suggesting that its share price is 2% less volatile than the S&P 500. Comparatively, Chykingyoung Investment Development has a beta of -0.63, suggesting that its share price is 163% less volatile than the S&P 500.

Summary

Flywire beats Chykingyoung Investment Development on 6 of the 10 factors compared between the two stocks.

About Flywire

Flywire Corporation, together with its subsidiaries, operates as a payments enablement and software company in the United States and internationally. Its payment platform and network, and vertical-specific software help clients to get paid and help their customers to pay. The company's platform facilitates payment flows across multiple currencies, payment types, and payment options, as well as provides direct connections to alternative payment methods, such as Alipay, Boleto, PayPal/Venmo, and Trustly. It serves education, healthcare, travel, and business to business organizations. The company was formerly known as peerTransfer Corporation and changed its name to Flywire Corporation in December 2016. Flywire Corporation was incorporated in 2009 and is headquartered in Boston, Massachusetts.

About Chykingyoung Investment Development

Chykingyoung Investment Development Holdings Inc., through its subsidiary, OneWorld Hotel Destination Service Inc., provides Internet hotel booking services. The company offers a proprietary online hotel booking program for connecting users with available rooms in hotels worldwide. It primarily serves travel agents in Vancouver, Toronto, Calgary, and Montreal, Canada. The company was founded in 2006 and is based in Vancouver, Canada.